Pricing
Lending made effortless
Five plans engineered for every stage — from a single-branch MFI to a multi-region bank. Start with a 30-day free trial. No credit card required.
Starter
15% OFFLaunch fast — everything a single-branch MFI or SACCOS needs to digitize lending.
billed as $3,048/yr
+ $500 one-time setup
1 branch · 7 users · 600 borrowers
- Up to 600 active borrowers
- 1 branch · 7 users · 5 GB storage
- Core lending engine — flat & reducing balance
- Individual & group borrowers with KYC
- Multi-method repayment & collection sheets
- Physical & cash collateral management
- Chart of accounts & double-entry journals
- Business day controls & notice board
- Email support · 99.0% uptime SLA
Basic
15% OFFBuilt to grow — add mobile money, savings, and richer financials.
billed as $6,108/yr
+ $1,000 one-time setup
3 branches · 17 users · 2,000 borrowers
- Everything in Starter, plus:
- Up to 2,000 borrowers across 3 branches · 17 users
- 500 M-PESA transactions / month
- Loan refinancing & deletion workflows
- Borrower flagging & risk classification
- General ledger & financial reports
- Savings products & accounts
- Two-factor authentication
- Email + phone support · 99.5% SLA
Premium
15% OFFThe complete lending engine — full M-PESA suite, mobile app, and BOT reporting.
billed as $10,188/yr
+ $2,000 one-time setup
15 branches · 80 users · 15,000 borrowers
- Everything in Basic, plus:
- Up to 15,000 borrowers · 15 branches · 80 users
- Full M-PESA suite — B2C, C2B STK Push, float & multi-shortcode
- 5,000 M-PESA txns/mo · 500 mobile app users
- Installment rescheduling & borrower transfers
- BOT regulatory reporting & org hierarchy
- HRM module & journal reversals
- Branded borrower mobile app
- Priority support · 99.7% SLA
Premium Pro
15% OFFEnterprise power with SACCOS & Asset Finance bundled in at no extra cost.
billed as $20,388/yr
+ $5,000 one-time setup
40 branches · 200 users · 100,000 borrowers
- Everything in Premium, plus:
- Up to 100,000 borrowers · 40 branches · 200 users
- SACCOS suite included — shares, savings, dividends
- Asset Finance included — GPS tracking, insurance, repossession
- Full payroll, payslips & leave management
- Internal audit module (BOT compliant)
- M-PESA reconciliation engine
- 25,000 M-PESA txns/mo · 5,000 mobile users
- Dedicated support · 99.9% SLA
Enterprise
15% OFFUnlimited scale for banks and large networks — AI scoring and white-glove service.
billed as $50,988/yr
+ $10,000 one-time setup
Unlimited branches, users & borrowers
- Everything in Premium Pro, plus:
- Unlimited branches, users & borrowers
- 500 GB storage · unlimited M-PESA & mobile users
- AI credit scoring & risk assessment
- Audit committee & attendance / biometric
- Next-gen financial core engine
- Custom integrations & data migration
- Dedicated account manager
- 24/7 support + SLA · 99.95% uptime
*Prices reflect discount on the selected billing cycle.
Commit longer, save more
Monthly
0%
Full flexibility
Semi-Annual
5%
≈ 1 month free
Annual
15%
≈ 2 months free
Biennial
20%
≈ 5 months free
Select the plan that suits you best
| Feature | Starter$254/mo | Basic$509/mo | Premium$849/mo | Premium Pro$1699/mo | Enterprise$4249/mo |
|---|---|---|---|---|---|
| Plan Limits | |||||
| Branches | 1 | 3 | 15 | 40 | Unlimited |
| Users | 7 | 17 | 80 | 200 | Unlimited |
| Active Borrowers | 600 | 2,000 | 15,000 | 100,000 | Unlimited |
| Storage | 5 GB | 15 GB | 50 GB | 150 GB | 500 GB |
| M-PESA Transactions / mo | 500 | 5,000 | 25,000 | Unlimited | |
| Mobile App Users | 500 | 5,000 | Unlimited | ||
| Uptime SLA | 99.0% | 99.5% | 99.7% | 99.9% | 99.95% |
| Support | Email + Phone | Priority | Dedicated | 24/7 + SLA | |
| One-time Setup Fee | $500 | $1,000 | $2,000 | $5,000 | $10,000 |
| Core Lending | |||||
| Loan Management | |||||
| Flat & Reducing-Balance Interest | |||||
| Disbursement Engine V2 | |||||
| Loan Refinancing | Basic | ||||
| Installment Rescheduling | |||||
| Loan Deletion Workflow | |||||
| Borrowers & Collections | |||||
| Individual & Group Borrowers | |||||
| Borrower Flagging | |||||
| Borrower Transfers | |||||
| Dormancy Management | |||||
| Multi-Method Repayment | |||||
| Repayment Deletion Workflow | |||||
| M-PESA Integration | |||||
| B2C Disbursement & C2B (STK Push) | |||||
| Multi-Shortcode & Float Management | |||||
| Reconciliation Engine | |||||
| Accounting & Finance | |||||
| Chart of Accounts & Journals | |||||
| General Ledger | |||||
| Financial Reports | Basic | ||||
| Journal Reversals | |||||
| Savings, HR & Payroll | |||||
| Savings Management | |||||
| HRM Module | Basic | ||||
| Payroll & Payslip Generation | |||||
| Leave Management | |||||
| Attendance & Biometric | |||||
| Audit, Compliance & Operations | |||||
| BOT Regulatory Reporting | |||||
| Internal Audit Module | |||||
| Audit Committee | |||||
| Organizational Hierarchy | |||||
| User & Staff Transfers | |||||
| Security & Platform | |||||
| RBAC, Sessions & Password Policies | |||||
| Two-Factor Authentication | |||||
| Borrower Mobile App | Basic | ||||
| SACCOS & Asset Finance | |||||
| SACCOS Suite (Members, Shares, Dividends) | Add-on | Add-on | Add-on | ||
| Asset Finance + GPS & Insurance | Add-on | Add-on | Add-on | ||
| AI Credit Scoring | |||||
SACCOS and Asset Finance are available as paid add-ons on Starter, Basic, and Premium — and bundled free on Premium Pro and Enterprise.
FAQ